Last Updated: April 1, 2026

1. Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. No Professional-Client Relationship

The information provided on this website is for educational and informational purposes only. Accessing this site, or purchasing digital products (such as the Mastering Money Talks course), does not establish a therapist-client relationship. Clinical services are only established following a formal intake process and a signed informed consent agreement for treatment.

3. Professional Disclaimer

The content on this website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical or mental health condition. Never disregard professional medical advice or delay in seeking it because of something you have read on this website.

4. Intellectual Property Rights

All content, including text, graphics, logos, images, and digital course materials, is the property of this website and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or sell any content from this site without express written permission.

5. Digital Products and Courses

Payments for digital products, including the Mastering Money Talks course, are processed securely. Due to the immediate access provided to digital materials, all sales are final and non-refundable unless otherwise stated. Access to course materials is for personal use only and may not be shared with third parties.

6. Limitation of Liability

In no event shall this website or its owners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if notified orally or in writing of the possibility of such damage.

7. External Links

This website may contain links to external websites that are not provided or maintained by or in any way affiliated with this business. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which the business is registered, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. Changes to Terms

We reserve the right to revise these terms at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms and Conditions.

10. Contact Information

If you have any questions regarding these Terms and Conditions, please reach out via our Contact Page.